Our Process

Our Process

Being financially responsible today carries a promise of continued prosperity tomorrow. Bringing that promise to fruition may require a new perspective, patience, and a willingness to integrate all aspects of your financial situation. Investing is similar to sailing a vessel.  A captain cannot always sail straight toward his destination.  He must often tack, trim the sails, and consider his environment to assure a successful passage.

Listening is the first and most critical step in our financial planning process. Through a series of interviews, we learn about your financial situation, risk tolerance, objectives, and expectations. Taking a comprehensive approach allows us to design a financial program that considers your current needs and resources, goals for the future, age, and ability to tolerate risk. Your plan will recommend solutions pertinent to your goals, including insurance, college savings, investments, retirement and/or estate preservation. For our business and corporate clients, we examine buy-sell, salary continuation, retirement plans, and estate planning needs.

We review your plan’s progress and re-examine goals at least annually to ensure that your current program and holdings remain consistent with your personal objectives. Experience tells us that considering all aspects of your situation and educating you about your plan fosters a high degree of confidence and better ensures the ultimate achievement of your goals.

We are always available to answer your questions, address your concerns, and advise you as needed. Contact us anytime.